Pawning – How it Works

A Pawn is a “Collateral Loan”.  We offer a loan with a fixed interest rate, secured by something of value that you have.  Lets not complicate this, Pawning is a Simple Process and we will work with you to find the based price and rate with both parties in consideration.

WHAT IS A PAWN LOAN:
Half Price Interest
A CUSTOMER WILL EXCHANGE/PLEDGE AN ITEM AS COLLATERAL IN EXCHANGE FOR A SHORT-TERM CASH LOAN, WHERE THE ITEM WILL BE RETURNED TO THE CUSTOMER AFTER THE LOAN AMOUNT AND FEES ARE PAID.
ABOUT OUR AUTO PAWN LOAN:
We Beat Competitors
WE WILL PAY OFF YOUR LOAN AND CHARGE HALF THE INTEREST. WE OFFER THE LOWEST RATES IN THE VALLEY. THE HIGHEST LOAN TO VALUE RATE IN IDAHO. WE CUSTOMIZE THE LOAN TO YOUR NEEDS.
A LITTLE ABOUT US:
Veteran Owned
LOCATED IN BOISE, ID, SAM’S LOCKER IS YOUR ONE STOP BOISE PAWN SHOP FOR ANYTHING PAWN, USED ITEMS, GUNS FOR SALE, FIREARM TRANSFERS, AUCTIONS, VEHICLE LOANS (SIMILAR TITLE LOANS). WE ARE GROWING FAST, ONE OF THE BEST PAWN SHOPS IN BOISE AND MERIDIAN, LET US TAKE CARE OF ALL YOUR PAWN NEEDS.

How does a pawn loan work?

  • Customers bring in an item of value
  • Pawnbroker offers a loan based on a percentage of the item’s estimated value.
  • The pawnbroker then keeps the item until the customer repays the loan with interest and any additional fees that may apply.

Request a Quote Now

We pride ourselves on having a clean store with a healthy environment. We are licensed and insured: LIP14-00971. 

Picture1

Since we are a Boise Pawn Shop in Boise, ID, we have several competitors; however, we are not focused on being in competition with them but supporting our customers. Some of the other great Pawn Shops you may have heard about: Pawn Stars, Pawn America, EZ Pawn, Pawn Game, Cash America Pawn, Vista Pawn Boise, Pawn 1 or Pawn One, First National Pawn, Bargain Pawn, City Jewelry and Pawn, Buckhorn Guns and Pawn, and many others.

We aim to be honest and keep share everything up front. Below is a chart showing our rates. Keep in mind these change and slide depending amount of inventory, season, length of customer history, item type, and more. Please use the guide below for a basic understanding of the offer you will receive when coming into the store or submitting online.

Pawn Rates
Chart of Pawn Rates